In today’s lending world, there are so many loan programs available for first time buyers, renovating home mortgages, no money down mortgages, so that buying a home may be more affordable than you think. If your lease is up for renewal this year, this may be a good time to consider the benefits of homeownership instead of being a renter. Best advice…if you are looking at being a homeowner and don’t know where to start, contact a Realtor to get started.